Updated for 2026
Portugal IMT & Stamp Duty Property Tax Calculator
Calculate exact property transfer taxes (*IMT*) and stamp duty (*Imposto de Selo*) before buying real estate in Portugal.
Property Details
€
€50k€500k€1M€1.5M+
Under 35 First-Time Buyer Exemption (IMT Jovem)?Exempts IMT and Stamp Duty on purchases up to €316,772.
Estimated Upfront Taxes
€13,378
Effective Tax Rate: 4.46%
IMT (Transfer Tax):€10,978
Stamp Duty (0.8%):€2,400
Foreign Buyer Financing
Financing with a Portuguese Mortgage?
Portuguese banks lend up to 70–80% for non-residents. Compare English-speaking mortgage brokers who negotiate directly with Millennium BCP, Santander, and Novo Banco for free.
Calculate International Transfer SavingsHow Portugal IMT (Imposto Municipal sobre as Transmissões) Works
IMT is Portugal’s municipal property purchase tax, payable to Finanças prior to signing the final deed (*Escritura Pública*). It is calculated on the higher of the purchase price or the taxable asset value (*VPT — Valor Patrimonial Tributário*).
Key Highlights for 2026:
- Primary Residence Exemption: Properties under €101,917 on the mainland pay 0% IMT.
- IMT Jovem (Under 35): Young buyers purchasing their first permanent home under €316,772 enjoy a full exemption from both IMT and Stamp Duty.
- Madeira & Azores: Brackets are uplifted by 20%, resulting in lower transfer tax for island purchases.